financial fortune

So, I went to the bookstore last night, and got nothing done on my book, unfortunately. But I bought Stock Investment for Dummies. And though I've never read one of the dummies books, I like it a lot. Mostly, because it's exactly what I wanted. It's just a simple and straightforward book on investing. I was going to buy Trading for Dummies, until I realized that you needed some basic information on stocks. And I don't have that.

But what is interesting to my about the book is that it gives you really great information. It sort of tells you not to invest in stocks, until you get your financial situation under control. For example, the basic idea is that you need to make more money than you spend, so that you have something to invest. And, it tells you to take stock of your financial situation, and see where your money is going.

I really like that. I want to get to the point where I am making all my credit card purchases on my American Express card, so that i am not incurring high interest rates. I want to get everything off my high interest credit card, before I start spending more money. I want to get to the point where I am spending money in my savings account, so that I don't use credit cards at all. I need to go back to the spa, but when I do, I can go from a place where I am financially secure. So that I am relaxed.

I keep thinking to myself that I need to work on the book. Of course, I'm sitting here not working on it. But, that's okay. Maybe I'll just work slowly. I'm dumb in a way, because I should be putting everything into my credit card, but ... that is okay too.

I kept thinking I would leave work, but that is a horrible idea, because it's just the same old thing, that I'm jumping into another situation where I will be broke. But it was so interesting in this book, because it said that you should have three to six months of your living expenses stashed away in savings, liquid, so that you can access it. And of course, I have none of that. But, it really is a good idea, because I should have that before I even think about leaving my job. Of course, there are other considerations, such as the fact that I am working my ass off so that other people can get ahead.

There are lots of good ideas in the world, and individually, they all make sense. But overall, it's hard to piece them all together. It's a great idea to finish the book, but I'm exhausted. It's hard to work on everything at once. It's a great idea to quit my job and work on the book, because it could make me rich. But, then again, there are no promises. It's a great idea ot pay off my one high interest credit card, but when I end the period of 0 percent interest, it will be a problem, because my other credit card will have a huge interest rate. I really need to pay that thing off.

What I would like to do is have so much money put away in savings, that I could just pay these things off whenever I felt like it.

I think sometimes, that I don't really have a problem at all. And that is because, I waste so much time. Even with working all the time and overtime and such, I still waste.

I think I am going to change my ways, though. I'm going to get the high interest card to 0, and then pay off the one at 0, because I will have to pay it all off my April, and that will be a problem if I don't have the money.

And all the while, i will be working on my book little by little.